SECURE CASH
ADVANCE FOR YOU.
NO WORRIES!
When the unexpected happens, Orpheus is here for you. Get an advance on your salary from RM400 up to RM2500. It’s that easy.
- 0% Interest, No Riba’
- Apply Online Within 3 Minutes
- Disbursement Within 24 Hours
SECURE CASH
ADVANCE FOR YOU.
NO WORRIES!
When the unexpected happens, Orpheus is here for you. Get an advance on your salary from RM400 up to RM2500. It’s that easy.
- 0% Interest, No Riba’
- Apply Online Within 3 Minutes
- Disbursement Within 24 Hours
GAJINOW IS FREE
TO EMPLOYERS!
Our Advance Salary services are highly beneficial for employees needing quick access to funds, and is also advantageous for employers.
How Does Advance Salary Services Work For Employers ?
- Partnership with Orpheus :
- We specialise in salary advancement. We provide the credit first to employees so it doesn’t disrupt your cash flow planning.
- We provide the infrastructure and technology to facilitate advance salary requests.
- Employee Requests :
- Employees can request a portion of their earned salary before the regular payday through our platform.
- Approval and Disbursement :
- EMPLOYERS approve each request.
- We verify the request and disburse the funds directly to the employee, within 24 hours or less.
- Repayment :
- The advanced salary amount and services fee is deducted from the employee’s paycheck, either automatically through payroll integration or manually.
- ZERO Cost to Employers :
- Just as with any traditional banking, our fees are charged to the employee.
- Employers facilitate the process at zero cost.
Required Documents
-
Digital copy of all Director’s Identification Card
(front + back view) - Latest 3 Months Payslip
- Latest 3 Months Bank Statement
Eligibility Criteria
- Local salaried/semi-government employee
- Minimum salary of RM1200
- Private sector employee
- Not involved with AMLA
Simple 5 Step Process
Advance Salary Budget Relief.
Make it easier to pay your bills, fill the tank, stock the fridge, or get access to comfortable healthcare with an advance salary.
WHY CHOOSE GAJINOW ?
Shariah-Compliant
Our Shariah-compliant financing is an ethical, interest-free way of financing that aligns with Islamic principles.
Fast Cash Flexibility
Having a reliable and consistent source of income that meets or exceeds one's living expenses anytime & anywhere.
Financial Stress-Free
No more worries about cash. Reduced anxiety and stress related to financial matters, leading to better mental health and overall well-being.
No Cost To Employer
No registration fee for employers. All service fees are charged to the employee.
100% Digital Application
Skip the paperwork and branch visits— apply fully online. Secure & Fast.
Financial Flow Satisfaction
You can plan and budget more effectively, ensuring ready cash for emergencies and urgent financial matters.