Need fast cash?
Get Your #GajiNow !
Your Shariah compliant financing Solution
What is GajiNow ?
GajiNow is a salary advancement service. You may receive salary advancements from RM500-RM2000 based on your gross monthly salary. Repayment is to be done either in full or in installment(s) via deduction from your next paycheck by your employer.
What We Deliver
The 5 Stages of Digital Process
The 5 Stages of Digital Process:
Dangers of loan sharks
6 Reasons Why You Should Never Take Loans From Loan Sharks
Loan sharks or ‘Along’ as they are popularly known amongst Malaysians, are illegal money lenders that usually target the desperate and the poor.
They’re known to tempt and lull you into a sense of security by being friendly and helpful at first, offering you financial help when the banks would not accept your loan application – due to poor credit rating or if the amount requested is too low.
But the money that you borrow will come at a very high price, not to mention risk. You may think that it won’t be so bad if you’re only borrowing a small sum of money and intend to make the repayments within the shortest period of time possible, but it doesn’t work that way with these illegal money lenders. Here’s why:
- Never-ending interest charges
- Hidden costs and as-you-go-along terms and conditions
- Important personal possessions taken as ‘security deposit’
- option for full settlement
- Be pressured to take another loan to pay for the other
- Violence and harassment
Ref : https://www.comparehero.my/personal-loan/articles/why-never-take-loans-loan-sharks
Don’t Feed The Sharks, They’ll Always Come Back For More
Orpheus is a fully digital Shariah compliant financing company. We aim to provide access to financing to the underserved SME communities, affordable short-term liquidity assistance for salaried workers as an alternative to illegal money lenders & loan sharks.
Here are our certifications and licensing for your assurance and confidence. Your security is a priority.
Orpheus has on-boarded numerous paymasters including public listed companies and universities. Here are some of the companies that are already receiving our services, and we would be delighted to have you joining us too!
DATO’ BADRUL HASSAN MOHAMED KASSIM
EXECUTIVE CHAIRMAN/ CO-FOUNDER
Dato’ Badrul Hassan Mohamed Kassim started his career with Ernst & Young and gained considerable experience in the fields of palm oil, oleochemicals, telecommunication, advertising and hospitality. He co-founded Orpheus, an impact-led financing business with a social conscience, with a mission to lend a helping hand to the SME business sector and individuals much in need of quick and uncomplicated access to capital.
MUHAMMAD HAMUDI BIN ABDUL KHALID
Hamudi holds a Diploma in Textile Technology from Institute Technology MARA (now UiTM) in 1992 & a B.Sc. degree in Textile Technology from Philadelphia College of Textile & Sciences (now Thomas Jefferson University), Pennsylvania, United States of America, graduating in 1996. He has more than 20 years’ experience in various capacities and industries. Hamudi is a Board member of the London-based World Hajj and Umrah Conventions as well as Treasurer at the Bumiputera Export Association (MyGerak). He has been awarded ‘Top 10 CEO’ by SME @ University Executive Development Program 2016.
LUQMAN HAKIM MOHD NOR
HEAD OF TECHNOLOGY
Experienced professional with demonstrated history of over 20-years working in the information technology and services industry. Skilled in Business Development Strategy, Business Transformation, Professional Services, and Software as a Service (SaaS) platform. Strong technical & technology background with a Bachelor of Science (B.Sc.) focused in Electrical and Electronics Engineering from the University of Tulsa.
USTAZ MOHAMED KHAIRUL ANUAR MOHD BASRI (AL HAFIZ)
He holds a Master of Comparative Laws from International Islamic University Malaysia. Ustaz Khairul is also a Certified Shariah Advisor with over fifteen (15) years Islamic banking experience (local and foreign based banks) and also a seasoned author with 5 books published. He is the first and only Malaysian ever recorded the full recitation on the holy Quran.
Contract workers (Local and Foreign) with a minimum salary of RM1200 are eligible.
i) Photocopy of Identification Card (front + back view)
ii) Payslips from the past 3 months
iii) *For non on-boarded employers – Undertaking Letter from your employer.
A maximum of 50% of gross monthly salary between RM 500- RM 2000. The tenure can range from 15-30 days.
There is a platform fee of RM7.50 and an admin fee from RM35-RM95 (calculated based on our unique credit scoring algorithm)
Nope! Our entire process is done digitally.
Yes there is a late payment fee of 1.5% of the outstanding amount, which we will be donating to charities.
We make the process of receiving quick cash simple without the delayed hassles of traditional banking and without risking your safety which happens with Ahlongs. Minimal documents are required and you receive your cash for your emergencies within 24 hours!
We can guarantee your personal data is kept secured, as we are licensed with the Certification of Personal Data Protection.
We Process Your Loan in Less Than 5 Mins!